CareCredit® at APEX Dental in Madison, AL
At Apex Dental in Madison, Alabama, we believe quality dental care should always be within reach. That’s why we proudly offer flexible payment options, including CareCredit® financing, to help our patients manage the cost of treatment without financial stress.Whether you're here for a routine cleaning, cosmetic dentistry, or restorative dental procedures, our goal is to make paying for your care simple, affordable, and stress-free.
What is CareCredit?
CareCredit is a healthcare credit card specifically designed to help you finance dental and medical treatments not typically covered by insurance. It allows you to pay for your care in convenient monthly installments, often with zero interest if paid in full within a promotional period. CareCredit can be used for a wide range of dental services, including:- Preventative care (cleanings, exams, x-rays)
- Cosmetic procedures (teeth whitening, veneers, Invisalign®)
- Restorative treatments (crowns, bridges, fillings)
- Dental implants and dentures
- Periodontal (gum) therapy
- Emergency dental care
Why Choose CareCredit at APEX Dental?
At Apex Dental, our knowledgeable team will walk you through the CareCredit application process and help you choose a plan that works best for your budget.- Instant approval process — Apply online or in-office with a quick response.
- Flexible financing plans — Choose from 6, 12, 18, or 24-month promotional periods.
- No upfront payment required — Begin treatment right away.
- No penalty for early repayment
- Accepted nationwide — Use CareCredit for other healthcare needs as well.
Who Should Consider CareCredit?
Many of our Madison-area patients use CareCredit for Invisalign®, dental implants, smile makeovers, and more. CareCredit is ideal for patients who:- Want to split the cost of larger dental procedures into manageable monthly payments
- Do not have dental insurance
- Need dental work now but wish to delay full payment
- Prefer to keep other credit lines or savings untouched
Applying for CareCredit is Easy
You can apply online in minutes from the comfort of your home or right here at our office. There’s no obligation, and most applicants receive a decision instantly. If you have questions, our friendly front desk team at APEX Dental will be happy to help you with the application or discuss available payment plans in detail.Apply for CareCredit Now
CareCredit Financing FAQs
What credit score do I need to get approved for CareCredit?
While CareCredit does not publish a minimum score, most approvals are based on a credit score of 640 or higher. However, those with lower scores may still qualify with a co-signer or by applying for lower credit limits.
Can I use CareCredit for my child’s dental treatment?
Yes, CareCredit can be used for family dental care, including treatments for children, teens, and adults. It’s a great option for pediatric dental services not covered by insurance.
How much can I borrow through CareCredit?
Approval amounts vary based on creditworthiness but typically range from $500 to $25,000 or more. Higher amounts are often approved for more extensive dental work like dental implants, full-mouth restoration, or orthodontics.
Is there a difference between CareCredit and a regular credit card?
Yes. CareCredit is exclusively for healthcare and dental expenses and often features promotional interest-free periods, unlike traditional credit cards. It's accepted at medical, dental, and even veterinary offices.
What happens if I miss a payment?
Missing a payment may result in interest charges or fees depending on your plan. We encourage patients to set up auto-pay or reminders to stay on track.
Can I use CareCredit at other healthcare providers in Madison, AL?
Yes. Once approved, your CareCredit card can be used at thousands of providers across Madison, Huntsville, and the U.S., including vision care, dermatology, and veterinary clinics.
Is CareCredit available for emergency dental procedures?
Yes, CareCredit can help finance emergency dental care, including tooth extractions, root canals, or urgent dental repairs, giving you peace of mind when unexpected issues arise.
Can I pay for multiple dental visits with CareCredit?
Absolutely. As long as you have available credit, you can use your CareCredit card for ongoing or future dental visits, not just a one-time procedure.
Schedule Your Appointment Today
If you’re considering CareCredit for your next dental visit, or want to learn more about your financing options, call APEX Dental in Madison, AL or use our online request form.Call Hwy 72 W Call County Line Rd
